7 dicas para gastar menos e economizar

Economizar dinheiro não precisa ser doloroso. Siga estas sete dicas e veja a diferença

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Liste todas as receitas, despesas e dívidas para entender sua situação financeira

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Defina metas claras para economizar, como emergências ou investimentos futuros

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Renegocie contratos de serviços e compare preços para evitar desperdícios

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Fuja de prestações, prefira pagamentos à vista ou com parcelamentos sem juros

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Não gaste mais do que ganha, controle os gastos e evite o endividamento

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Tenha reserva de emergência, guarde o equivalente a 3-6 meses de despesas para imprevistos

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Coloque limites, estabeleça um teto mensal de gastos e mantenha o controle financeiro

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